{"product_id":"how-to-build-your-first-1-000-emergency-fund","title":"How to Build Your First $1,000 Emergency Fund","description":"\u003ch3\u003e\u003cspan\u003eIf a $300 Car Repair Would Go on Your Credit Card, Start Here.\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003e\u003cspan\u003eYou know you need emergency savings.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eBut when your income already goes toward bills, groceries, and everything else, “save $1,000” sounds like advice for someone with more money.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eYou need a way to find the first dollars—and a realistic plan for what comes next.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eHow to Build Your First $1,000 Emergency Fund\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e is a 24-page guide and workbook that helps you start small, find money you can safely set aside, and work toward your first financial cushion.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eFollow the plan so you can:\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cspan\u003eFace an unexpected expense with savings—not another credit card charge.\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Build a cushion that can cover a smaller emergency or reduce what you need to borrow for a bigger one\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cspan\u003e\u003c\/span\u003e\u003cstrong\u003e\u003cspan\u003eStop wondering how you’ll ever save $1,000.\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Know where your first dollars will come from, what you can realistically save, and when you’ll make each deposit.\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e\u003cspan\u003eMake progress without leaving yourself short for groceries and bills.\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Build savings at a pace your budget can support, with a clear way to adjust when life interrupts.\u003c\/span\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eYou don’t need to find $1,000 today. You need to identify your next workable step.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eWaiting for a month with “extra money” can keep you starting from zero. Start building your plan before the next unexpected expense makes the decision for you.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan\u003eIMPORTANT: Digital download •  No physical product will be shipped.\u003c\/span\u003e\u003c\/em\u003e\u003c\/p\u003e","brand":"Frozen Pennies","offers":[{"title":"Default Title","offer_id":44466693636159,"sku":null,"price":5.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0106\/7342\/2399\/files\/FrozenPenniescoveronasunlitiPad-1.png?v=1794576834","url":"https:\/\/shop.frozenpennies.com\/products\/how-to-build-your-first-1-000-emergency-fund","provider":"Frozen Pennies","version":"1.0","type":"link"}