Skip to product information
1 of 5

Frozen Pennies

The First $10k Payoff Plan

The First $10k Payoff Plan

Regular price $10.00 USD
Regular price Sale price $10.00 USD
Sale Sold out

How Many More Months Are You Going to Keep Making Payments Without Making Real Progress?

Every month you wait is another month of payments, interest, and wondering when you're finally going to get serious about your debt.

You don't need to pay it all off today. You need to start.

Forget about the entire balance for now.

Go after your first $10,000.

The First $10K Debt Payoff Plan turns an overwhelming debt number into a clear, doable plan so you know what you're paying off, how much you need each month, and where that money is going to come from.

Your First $10K Plan Includes:

  • Your $10,000 payoff target so you know exactly which debts you're tackling first
  • A realistic payoff timeline with the monthly amount you need to hit your goal
  • Ways to find payoff money in your current budget, extra income, windfalls, and things you can sell
  • Your personal $10,000 Money Map to bring all the numbers together
  • Smaller $1,000, 90-day, and weekly milestones so $10,000 doesn't feel impossible
  • Progress trackers to keep you moving when motivation fades or life gets in the way

This Isn't Just Another Debt Tracker

A tracker tells you how much debt you have.

This plan helps you figure out how you're going to get rid of it.

Six months from now, you can be six months into your payoff plan—or still wishing you'd started.

Start today. Your first $10,000 is the goal.

IMPORTANT: THIS IS A DIGITAL PRODUCT ONLY. NO PHYSICAL COPY WILL BE SHIPPED.

Your purchase includes a downloadable digital workbook that you can use on your device or print at home for personal use.

View full details

Frequently Asked Questions

How does this work?

Step 1. You’ll add this product to your cart and once you are done shopping you’ll check out.  

Step 2. As soon as your purchase is complete, you’ll receive access to your product.

Step 3. This is so easy to use that you can start getting organized and saving money today.

This purchase is for digital products only – no physical copy will be shipped.

What is your refund policy?

Due to the nature of digital files, I cannot offer refunds or exchanges. If you have any issues accessing or using your purchase, please don’t hesitate to reach out via our contact page here, and we will be more than happy to help you out!

How else can I ditch debt and live my best life?

Join Frozen Pennies on Youtube for videos on frugal living, cash management, and grocery shopping savings.